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Sickness Benefit

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What is Sickness Benefit?

Sickness Benefit is designed to supplement wages lost by an insured person who is incapable of work due to bodily or mental illness, (except in the case of injury or disease received on the job). To become eligible for Sickness Benefit, such a person's claim must be supported by the required medical certification or other evidence required by the Director, must be in insurable employment for a total of 26 weeks, and must have worked 8 out of the 13 weeks prior to the week he/she becomes ill.

Sickness Benefit is usually payable from the 4th day of incapacity for work. However, if sickness is for 14 days or more in the first instance, benefit is paid from the 1st day of incapacity for work.

Sickness Benefit is payable for a maximum of 26 weeks in the first instance. If incapacity for work continues beyond 26 weeks, a continuation of payments for an additional, but not exceeding 26 weeks may be approved by the Board on the recommendation of a Board-approved physician.

Sickness Benefit is paid weekly at a rate of 60% of your average insurable earnings over the 13-week period prior to your date of claim.

Claims for Sickness Benefit should be made on the approved form(Form SB1) not later than six (6) months from the day on which the incapacity for work commenced. Please ensure that your Name, Address, Telephone Number and Social Security Number are stated correctly.